Everyone makes flawed financial decisions at some point. In my 20s, I unwittingly attempted to make every money mistake in the book. Sometimes I wasn’t even aware I was — like the time I used a credit card advance for the down payment on my condo! In other instances, like overspending, it was due to […]

When women come to me for financial advice, they are often shocked by what I don’t tell them to do. If you are struggling with your finances or lacking a clear plan, the default solution is to restrict, trim, eliminate, and benchmark. There’s a long list of “musts” to follow if you want to get […]

5 Simple Steps to Get Control of Your Finances Today.

Mindful Spending 101 – Here’s a better approach than budgeting.

This was once my happy place: spreadsheets galore, color-coded charts singing sweet symphonies of efficiency, every dollar accounted for with precision that would make a drill sergeant weep tears of joy. As a CFO, I reveled in crafting corporate budgets, wielding them like financial Excaliburs, slaying the beast of departmental overspending. But here’s the twist: […]

Picture this: a sudden car repair bill lands in your inbox, your pet needs unexpected surgery, or your roof decides to play peek-a-boo with the sky. Panic sets in, your heart races, and that familiar knot of “oh-no” twists in your stomach. Sound familiar? Enter the trusty “emergency fund,” often viewed as a financial safety […]

Saving. It’s the financial superhero we all know we need, yet some days, navigating the world of savings accounts feels like deciphering ancient hieroglyphics. Fear not! I’m going to unravel the mysteries of various savings accounts, empowering you to choose the right one for your financial goals. First things first, let’s acknowledge the elephant in […]

Women and money – we’ve never had it better than we do right now. It might be hard to believe that statement, but it’s true. Picture this: you inherit a hefty sum from a dear relative. But wait, the year is 1850, and you’re a woman in the United States. That money, legally, isn’t yours. […]

Hold onto your dreams, aspiring moguls! While a hefty bank account undoubtedly plays a role in reaching millionaire status, let’s dispel the myth that it’s the sole key. Turns out, the secret sauce simmering beneath the surface is something far less tangible, yet infinitely more crucial: time. It’s time to ditch the “get rich quick” schemes […]

Ah, money. It can evoke such a range of emotions – joy, security, anxiety, even fear. But have you ever considered that your relationship with money might be more like a personal romance than a simple financial equation? Just like with human relationships, the way you interact with your finances reveals patterns, behaviors, and underlying beliefs. So, […]